Płatności P2P (płatności e-mailowe, przelewy na telefon) – usługa, która wyewoluowała z internetowych aukcji; jej konstrukcja jest podobna do wirtualnego portfela i polega na stworzeniu konta pośredniczącego w transferze środków między stronami.
What is a P2P bank transfer?
P2P stands for “Person to Person” which means a P2P bank transfer is simply a transfer of funds between your bank account and the bank account of another individual. The transaction is initiated and completed by the two people exchanging funds with banks simply providing the network to complete the transaction.
How do I transfer money from P2P to my sister?
When a transfer is complete, the funds may be deposited directly into your sister’s bank account. Or, they may go into an account created for her by the P2P service. Funds received into P2P user accounts can then be transferred into traditional bank accounts at little to no cost.
What do you need to make a P2P transfer?
All you need to make a P2P transfer is a mobile device, an internet connection, and your P2P app, which you must link to your bank account or credit card. Typically, P2P transfer services require that both parties have accounts with their service in order to make a transaction.
How do P2P apps work?
For traditional P2P apps, both parties need to have an account with the transfer service in order to make the transaction. For example, if you want to use Venmo to repay a friend for the coffee they bought you this morning, that person would also need to have a Venmo account to receive that payment.